At Orbital Life, we often say that insurance is not just about numbers on a policy document – it’s about people, their families, and their future. The same principle applies to succession and estate planning, which is why we recently spoke with Maryanne Pollifrone, Special Counsel at Hitch Advisory, about what families and business owners need to have in place before life throws the unexpected at them.

When household budgets are under pressure, it is natural for families to look for ways to cut back. Streaming subscriptions, takeaway dinners and discretionary purchases are often the first to go. Unfortunately, life insurance is sometimes put on the chopping block, too.

Brad Berman, Senior Risk Adviser at Orbital Life, explains why that can be a costly mistake – and why, in times of economic uncertainty, maintaining or even increasing cover may be one of the smartest financial decisions you can make.

At Orbital Life, we regularly collaborate with experts in adjacent fields to ensure our clients receive well-rounded strategic advice. One of our key partners is Hitch Advisory, a specialist legal firm with expertise in shareholder and unit holder structuring, including the documentation and implementation of buy sell arrangements.

We spoke with Paul Henry, Principal at Hitch Advisory, about the fundamentals of buy sell arrangements – how they work, why they matter and what to consider if you’re currently in or establishing a business partnership.

No one plans to get sick or injured. But when the unexpected happens, being prepared can make a stressful situation a little more manageable. At Orbital Life, we’ve seen firsthand how preparation – and the right support – can make a big difference in the outcome of a life insurance claim.

This insurance claims checklist walks you through what to do before and after a claim event, so you and your family aren’t left in the dark when it matters most.

Most business owners have heard of key person insurance. Fewer understand just how critical it is – it is not enough to just to have a policy in place, but critical to have the right policy, structured with precision.

According to Brad Berman, Senior Risk Adviser at Orbital Life in Sydney, the real risk isn’t just the sudden loss of a key contributor – it’s how badly that risk is often miscalculated.

In this RiverX Upstream episode, host Kieran Berry sits down with Orbital Life’s Nick Fanto to discuss the evolving landscape of financial protection. Nick shares

Jay Stevens’ incredible odyssey from grappling with paralysis to setting his sights on summiting Everest is not merely a tale of human resilience but also

This guide provides a summary of the different policy ownership structures that are available when funding a business succession plan with insurance. Included are the key advantages and disadvantages to consider regarding how the policy should be owned for buy/sell cover.

We recently caught up with Orbital Life client (and cancer survivor, and working professional) Alexandra (Alex) Baily, who had an important message she wanted to

Most people who go into business together do it because they work well together. Maybe it started with a great idea, or exceptional service, and